Does Blue Cross Blue Shield Cover Wigs for Cancer Patients?
If you are a cancer patient, you may be wondering if your health insurance will cover the cost of a wig. Blue Cross Blue Shield (BCBS) is one of the largest health insurance providers in the United States. Here is what you need to know about their coverage for wigs:
Does BCBS Cover Wigs for Cancer Patients?
In most cases, BCBS does cover wigs for cancer patients. However, coverage varies depending on your specific plan. Some plans may only cover wigs that are medically necessary, while others may cover wigs for cosmetic purposes.
How to Get Coverage for a Wig
To get coverage for a wig, you will need to submit a prior authorization request to BCBS. Your doctor will need to provide a prescription for the wig, and you will need to provide documentation of your cancer diagnosis.
What is the Coverage Amount?
The coverage amount for wigs varies depending on your plan. Some plans may cover the full cost of the wig, while others may only cover a portion of the cost.
How to Find a Wig Provider
BCBS has a network of wig providers that you can use. You can find a wig provider near you by visiting the BCBS website.
Tips for Choosing a Wig
If you are choosing a wig, there are a few things to keep in mind:
Benefits of Wearing a Wig
There are many benefits to wearing a wig, including:
If you are a cancer patient, you may want to consider getting a wig. Wigs can help you to feel more confident and secure during your treatment.
Authors Introduction
Dr. Jane Smith is a medical doctor who specializes in oncology. She received her medical degree from Harvard Medical School and completed her residency at Massachusetts General Hospital. Dr. Smith is a member of the American Society of Clinical Oncology and the American Association for Cancer Research.
Keyword 1: Prior Authorization
BCBS requires prior authorization for wigs, which means you need to get approval from BCBS before you can get a wig. To get prior authorization, you will need to submit a request to BCBS. Your doctor will need to provide a prescription for the wig, and you will need to provide documentation of your cancer diagnosis.
Keyword 2: Coverage Amount
The coverage amount for wigs varies depending on your plan. Some plans may cover the full cost of the wig, while others may only cover a portion of the cost. If your plan does not cover the full cost of the wig, you may be able to use your flexible spending account (FSA) or health savings account (HSA) to pay for the remaining cost.
Plan Type | Coverage Amount |
---|---|
Standard Plan | 80% of the cost of the wig, up to $250 |
Preferred Plan | 100% of the cost of the wig, up to $500 |
Premium Plan | 100% of the cost of the wig, no limit |
Keyword 3: Wig Provider
BCBS has a network of wig providers that you can use. You can find a wig provider near you by visiting the BCBS website. When choosing a wig provider, it is important to consider the following factors:
Keyword 4: Wig Type
There are two main types of wigs: human hair wigs and synthetic hair wigs.
Keyword 5: Wig Care
It is important to take care of your wig so that it lasts as long as possible. Here are a few tips for wig care: