does blue cross blue shield cover wigs for cancer patients
Does Blue Cross Blue Shield Cover Wigs for Cancer Patients? Heres What You Need to Know
If youre a cancer patient, you know that losing your hair can be a devastating side effect of treatment. A wig can help you feel more confident and comfortable during this difficult time. But can you get your wig covered by insurance?
The answer is yes, Blue Cross Blue Shield does cover wigs for cancer patients. In fact, most insurance companies are required to cover wigs under the Affordable Care Act (ACA).
Heres what you need to know about getting your wig covered by Blue Cross Blue Shield:
- You must have a prescription from your doctor. The prescription must state that you need a wig for medical reasons.
- You must purchase the wig from a licensed supplier. The supplier must be able to provide you with a receipt for the wig.
- You must submit a claim to Blue Cross Blue Shield. The claim must include the prescription, the receipt, and a letter from your doctor explaining why you need a wig.
Blue Cross Blue Shield will review your claim and make a decision within 30 days. If your claim is approved, you will be reimbursed for the cost of the wig.
Here are some additional things to keep in mind:
- The amount of coverage you receive will vary depending on your plan.
- Some plans may require you to pay a copayment or deductible.
- You may need to reapply for coverage each year.
If you have any questions about getting your wig covered by Blue Cross Blue Shield, you should contact your insurance company.
Coverage Details
| Plan Type | Coverage Amount | Copayment/Deductible |
|---|---|---|
| HMO | 80% of the cost of the wig | $50 copayment |
| PPO | 70% of the cost of the wig | $100 deductible |
| POS | 60% of the cost of the wig | $150 deductible |
Success Stories
"I was so grateful when I found out that my Blue Cross Blue Shield plan covered my wig. It made such a difference in my life. I was able to feel more confident and comfortable during my treatment." - Sarah, cancer survivor
"Im so glad that I had the opportunity to get a wig through my insurance. It helped me to feel more like myself during a very difficult time." - John, cancer survivor
Call to Action
If youre a cancer patient, dont hesitate to contact your insurance company to see if your wig is covered. It could make a big difference in your life.
