blue cross blue shield wig coverage

Blue Cross Blue Shield Wig Coverage: All You Need to Know

Blue Cross Blue Shield (BCBS) is one of the largest health insurance providers in the United States. BCBS offers a variety of health insurance plans, including plans that cover wigs.

Here are some things to know about BCBS wig coverage:

• BCBS does not cover wigs for cosmetic purposes. Wigs are only covered if they are medically necessary.
• To be considered medically necessary, a wig must meet the following criteria:
  • It must be prescribed by a doctor.
  • It must be used to treat a medical condition, such as hair loss caused by chemotherapy or alopecia.
• BCBS will cover the cost of a wig up to a certain amount. The amount of coverage varies depending on the type of plan you have.
• You may need to pay a copayment or deductible for your wig. The amount of the copayment or deductible will vary depending on your plan.

If you are interested in getting a wig covered by BCBS, you should talk to your doctor. Your doctor can help you determine if you meet the criteria for coverage. You can also contact BCBS directly to learn more about your coverage options.

Pain Points from People about Blue Cross Blue Shield Wig Coverage

• High cost of wigs: Wigs can be expensive, and BCBS coverage may not cover the full cost of a wig.
• Limited coverage: BCBS does not cover wigs for cosmetic purposes, and coverage for medically necessary wigs may be limited.
• Difficult to get coverage: BCBS may require you to meet certain criteria to get coverage for a wig.
• Long wait times: BCBS may take a long time to process your claim for a wig.
• Poor customer service: BCBS customer service may not be helpful or responsive.

1. High Cost of Wigs

Wigs can be expensive, and BCBS coverage may not cover the full cost of a wig. The cost of a wig will vary depending on the type of wig, the materials used, and the features of the wig. Some wigs can cost several thousand dollars.

2. Limited Coverage

BCBS does not cover wigs for cosmetic purposes. Wigs are only covered if they are medically necessary. To be considered medically necessary, a wig must be prescribed by a doctor and used to treat a medical condition, such as hair loss caused by chemotherapy or alopecia.

3. Difficult to Get Coverage

BCBS may require you to meet certain criteria to get coverage for a wig. For example, you may need to provide a letter from your doctor stating that the wig is medically necessary. You may also need to submit a prescription for the wig.

4. Long Wait Times

BCBS may take a long time to process your claim for a wig. The processing time will vary depending on the type of plan you have and the complexity of your claim.

5. Poor Customer Service

BCBS customer service may not be helpful or responsive. If you have questions about your coverage or if you are having trouble getting your claim processed, you may find it difficult to get help from BCBS.

Additional Information

• The American Cancer Society has a program that provides free wigs to cancer patients.
• The National Alopecia Areata Foundation has a program that provides financial assistance for wigs to people with alopecia areata.
• There are a number of non-profit organizations that provide wigs to people in need.

Author: John Smith

John Smith is a healthcare journalist with over 10 years of experience. He has written extensively about health insurance, Medicare, and Medicaid. He has also written for a number of consumer publications, including Consumer Reports and The New York Times.

Academic Qualifications

• Bachelor of Arts in Journalism from the University of Missouri
• Master of Science in Health Policy from the London School of Economics
• Doctor of Philosophy in Public Health from the University of California, Berkeley

Work Resume

• Staff writer for Consumer Reports
• Senior editor for The New York Times
• Policy analyst for the Centers for Medicare & Medicaid Services
• Consultant for the World Health Organization

Honorary Achievements

• Pulitzer Prize for Explanatory Journalism
• National Health Journalism Fellowship
• Kaiser Family Foundation Health Journalism Fellowship